The 3-year several months doesn’t come with people months where the new borrower gets a monetary difficulty deferment

(B) The brand new modified payment per borrower by multiplying Dunnavant loans the latest computed percentage from the payment determined for the section (b)(1)(ii)(A) of this part; and

(C) In case the borrower’s finance take place because of the multiple holders, the fresh borrower’s modified monthly payment because of the multiplying brand new commission determined in the part (b)(1)(ii)(B) of this section by the percentage of the a great prominent amount of this new borrower’s qualified financing which might be kept of the loan proprietor;

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