Could you be preparing to get your basic household in the Ca? The trail to help you homeownership is a captivating excursion, nevertheless may also end up being a little overwhelming. Luckily for us, there are many different software and you can information designed to help. We’re going to take you step-by-step through a few of them.

You would imagine one as you live-in the new Golden County, you’ll need to cut thousands to have a down payment and also nearly finest credit to help you qualify for an excellent mortgage.

The good news is, that’s not constantly the case. Such California Housing Loans Service (CalHFA) first-go out domestic client apps are created to help you purchase a great house, no matter your financial otherwise credit situation.

step 1. CalHFA Traditional Financing System

The fresh new CalHFA Antique Financing System was created to assist basic-big date homebuyers into the California get a conventional loan having a low down fee. Read more